Forbes - Inside America's Top Small Business Bank
July 18, 2025

Live Oak Bank is using Casca to streamline its Small Business Lending

Live Oak is betting on Casca, an AI-native loan origination system it backed through Live Oak Ventures, to disrupt the high-cost merchant cash advance market

Summary

Over 30 million businesses are held back by slow, outdated loan processes or expensive online financing. By removing bottlenecks with AI, delays are cut, approvals increase, and costs come down. The result is faster, fairer lending that helps banks capture growth across small business and commercial markets.